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Built on CRA rules · Updated for 2026

Don't trust the number.
Verify it.

Verify it with your own dates. Enter them once and get your real room, to the cent, computed against the CRA's rules.

The contribution room calculator for TFSA, RRSP, FHSA and RESP.

Contribute past that room and, in most cases, the CRA charges 1% a month on the excess amount for every month it stays there.

Get the free calculator

Know where you stand. No bank login, no referral fee, one price.

See what unlocks for $19.99 Open the app in your browser

The app's accounts screen on a phone: $34,200 of total room across your accounts for 2026, the TFSA listed with $34,200 of room, and RRSP, FHSA and RESP shown locked under "More to track" above an "Unlock all accounts" button and the note that the three unlock together for a one-time $19.99 CAD.
A real capture of the app. Your own figures are computed on your device.
4
account types
$0
for TFSA
Built in Calgary

Four things, done properly.

Everything on this site is one of these four. Nothing else clutters the record.

What you'll find here

  1. 01

    The app

    Your contribution room, computed the CRA's way, with a warning before an over-contribution starts costing you. TFSA free; RRSP, FHSA, and RESP unlock once for $19.99.

  2. 02

    The store

    The free calculator and the one-time $19.99 unlock. Stripe checkout, no account, no subscription.

  3. 03

    Guides

    Plain-English Canadian finance writing, every figure cited to the CRA.

  4. 04

    The channel

    The YouTube channel shows how each calculation is built, so you know exactly what you're trusting. Join the email list for updates.

Standing statement

This site is not written by a Chartered Professional Accountant. Not tax advice. Everything on this site is educational. Cross-check every figure against the Canada Revenue Agency before you act on it.