The app · Registered accounts
Your exact room, all four accounts.
The posted number is a starting point, not your room today. Enter your dates and the app computes your real room against the CRA's rules.
Free TFSA tracking · No credit card · Updated for the 2026 tax year
RRSP, FHSA and RESP unlock once for $19.99. No subscription. 30 days to change your mind, one email for a full refund.
Already bought the unlock? Activate your code.
No more spreadsheet math.
What it tracks
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01
TFSA
FreeWithdrawn room does not return until January 1. The app flags an early re-contribution before the 1% a month penalty on the excess starts.
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02
RRSP
UnlockWarns you before you pass the $2,000 cushion, where the 1% a month on the excess starts.
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03
FHSA
UnlockUnused room carries forward, up to $8,000, so you do not lose it.
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04
RESP
UnlockShows the CESG you have earned and your room to the lifetime limit.
See what the $19.99 unlock adds.
Every figure is hash-verified, formula-certified, audit-grade: checked to the cent against the CRA's published rules before each release. The certification record spells out exactly what is tested.